Rukiyah Polk (Rukiyha the Creditnista) is a NACCC Certified Financial Health Counselor, Financial Literacy Educator, CCA Board Certified Credit Repair Specialist/Credit Score Consultant, Budget Coach/Money Mind Set Coach, Full Circle/Full Spectrum Doula, Childbirth Educator, and Pregnancy and Infant loss advocate (PAIL). She is a homeschooling mom of 6 children. She started her career in the holistic wellness industry as an African Holistic Wellness Counselor (under the guidance of the late Dr. Llaila O. Afrika), and doula over 10 years ago.

She has helped dozens of families prepare for the birth of their baby during pregnancy and transition into parenthood & postpartum. She has helped hundreds of single parents get on the road to financial wellness and empowerment.